We can match you with lenders that provide new car, used car, and refinancing loans.

Frequently Asked Questions about the Auto Loan Center

Here are the most commonly asked questions about the Auto Loan Center.

What is the Auto Loan Center?

The Auto Loan Center is a no-cost referral service that connects lenders with customers that have auto financing needs. The Auto Loan Center is not a lender and does not have a stake for which lender you select. Our goal is to supply you with competitive quotes on auto loans from quality lenders. The Auto Loan Center does not actually issue loans, so you may trust our informative pages to be more unbiased and accurate than that of our competitors.

How do I apply for an Auto Loan Center loan?

You can apply for free for an Auto Loan Center loan by clicking “Sign Up” on our easy-to-use compare auto quotes form. You will then fill out our short, online application. The application is very brief and will only take a few minutes to fill out. Once we receive your application, we will instantly supply you with up to five Auto Loan Center quotes from lenders that can meet your financing needs. You will see these quotes side-by-side in our user-friendly format to help you compare loans easily. Our quotes are presented in simple terms to help ensure you are comparing apples-to-apples. All you have to do is compare the quotes you receive and decide which is best for you. We also give you the option of saving your quotes to review later.

What kinds of loans does the Auto Loan Center offer?

We can match you with lenders that provide new car, used car, and refinancing loans. We partner with a vast network of lenders that offer a wide variety of lending products to meet our customers’ diverse needs.

Should I finance at the dealership?

Though it may be convenient, financing at the dealership is costly. You are better off pursuing independent financing through a source like the Auto Loan Center. Dealerships partner with lenders to deliver your new car loan, and they inflate the interest rate on the loan to make a profit. When you cut out the dealer middle-man, you can save considerably. In fact, dealerships now regularly make more money on the financing deal than they do on the actual sale of the vehicle. Third-party financing is a much more affordable alternative.

How long should my loan’s term be?

The Auto Loan Center recommends keeping your loan's term as short as possible to save on interest expense. Though your monthly payments will be higher with shorter-term loans, the total cost of the auto loan will be substantially less with a shorter term. Keeping the term of your Auto Loan Center loan to a minimum will also help prevent you from ending up upside-down in the loan, meaning you owe more on the car than it's worth.

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Learn More about Auto Loans

The Auto Loan Center can help you find a new car, used car, or refinancing loan. Even if you don�t intend to pay off your Auto Loan Center loan off early, you should still find out prepayment information, such as prepayment privileges and penalties.

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